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How to Save on Prescription Drugs If Your Coverage Recently Dropped

By RxSaver EditorsUpdated August 20, 2018
Uninsured
How to Save on Prescription Drugs If Your Coverage Recently Dropped

#### Formulary exclusion lists inform you what medications your insurance will be removed from coverage.

Drug formulary exclusion lists outline the medications an insurance plan will remove from coverage. Formularies identify the drugs available for certain conditions and organizes them into cost levels, known as tiers. Formularies often give you choices, so you and your doctor can choose what the best treatment option is for you.

RxSaver can help you find out if you’re overpaying for your medications. Prescription prices vary by pharmacy location and also by which discount source is used, i.e. Rx coupons or health insurance. Comparing Rx prices is important to ensure you’re not overpaying.

Formulary lists generally change annually, but can also be updated semi-annually. Changes typically occur when a medication moves to a lower or a higher tier (when its generic becomes available). Exclusions most often occur when a lower cost generic version become available.

_Scroll down to view the Formulary Exclusions List_

#### What is a drug formulary?

Drug formularies are lists of medications covered by insurance plans. Pharmacy Benefit Managers (PBMs) work closely with insurance companies to determine what medications their plans will cover.

Express Scripts has said their formulary is designed to bring the greatest value to their clients and members while increasing the use of the lowest net-cost products. Express Scripts claims the updates to their formulary will save payers and their members $3.2 billion on their prescription drug bill.

#### Always shop around for your medications

All hope isn’t lost if you find your medication on the updated formulary exclusions list. Since drug prices vary by pharmacy location and also by which insurance is used, you can often find deals on your medication costs. Using tools, like RxSaver, you can find which pharmacy has the lowest price for your medication. You can also use the RxSaver search tool to find out if there is a generic equivalent for your medication.

#### Why are some drugs excluded from formulary coverage?

Medications may be excluded from coverage when a biosimilar prescription, generic alternative, or over-the-counter (OTC) medication becomes available.

#### Why do I need to know if my formulary has changed?

It’s important to know if your formulary is expected to change in the coming year, so you can start planning for what you will do if your drug’s coverage is dropped.

#### What can I do if my drug is dropped from my insurance’s drug formulary?

If a drug’s coverage is dropped from your insurance’s formulary, there are a few things you can do:

1: Perform a simple search on RxSaver. By doing this, you can find coupons for your medication and ensure you’re not overpaying at the pharmacy counter. 2: Find out if there is a generic version of your medication available. A simple search on RxSaver can help you identify this. Drug companies often modify their formulary, when a less expensive version of the medication, like a low-cost generic, becomes available. 3: Talk to your physician about treatment options. Are there other medications your doctor can write a prescription for?

#### CVS/Caremark Formulary Exclusions

_Updated July 2018_.

CVS/Caremark announced the following exclusions on July 1, 2018. The announcement indicates drug exclusions begin immediately. The CVS/Caremark announcement says “If you continue using one of the drugs listed below and identified as a Formulary Drug Removal, you may be required to pay the full cost.”

CVS/Caremark states they remove drugs only when clinically-appropriate, lower-cost (often generic) alternatives, are available. They indicate their targeted approach ensures minimum member disruption. The company estimates that 99.76 percent of members should not be affected by the formulary changes.

##### A - K

Abilify

– Accu-Chek Strips and Kits 6

Actemra

Actos

Adderall XR

– Aerospan

Alcortin A

– Alevicyn Gel

– Alevicyn Kit

– Alevicyn SG

– Alevicyn Solution

– Allison Medical Insulin Syringes 4

– Aloquin

Altoprev

Alvesco

Amrix

Androgel 1%

– Apexicon E

Apidra

– Arthrotec

Asacol HD

Atacand

Atacand HCT

Beconase AQ

Benicar

Benicar HCT

– Bensal HP

Betapace

Betapace AF

– Breeze 2 Strips and Kits 6

Butalbital-Acetaminophen-Caffeine Capsule

– Bydureon

Byetta

Cafergot

Carac

Cardizem

Cardizem Cd

Cardizem La (and its Generics)

Carnitor

Carnitor SF

Cimzia

– Clobetasol Spray

Clobex Spray

Colazal

– Contour Next Strips and Kits 6

– Contour Strips and Kits 6

Crestor

– Cymbalta

– Daklinza

– Delzicol

– Detrol LA

– Dexpak

Diovan

Diovan HCT

Doryx

Doryx MPC

Dulera

Dutoprol

Dyrenium

Edarbi

Edarbyclor

– E.E.S. Granules

Effexor XR

Elelyso

Enablex

Entyvio

– Eryped

Euflexxa

Evzio

Exforge

– Exforge HCT

Extavia

Fanapt

– Fioricet Capsule

– Fluorouracil Cream 0.5%

– Follistim AQ

Fortamet

Fortesta

Fosrenol

– Freestyle Strips and Kits 6

Genotropin

Gleevec

Glumetza

– Helixate FS

Horizant

Humalog

Humalog Mix 50/50

Humalog Mix 75/25

– Humulin 70/30 3

– Humulin N 3

– Humulin R 3

Hyalgan

Indocin

Intermezzo

Intuniv

Jalyn

Jardiance

Kazano

Kineret

Kombiglyze XR

##### L - Z

Lanoxin Tablet (125 Mcg & 250 Mcg)

Lantus

Lescol XL

Lipitor

Livalo

Lunesta

Macrodantin

Matzim LA

Mavyret

Miacalcin Injection

– Miacalcin Nasal Spray

Millipred

Minocin

– Monodox

– Monovisc

Naprelan

Natesto

Nesina

Neupogen

Nexium

Nilandron

Noritate

Norvasc

Novacort

– Novo Nordisk Needles 4

– Nutropin AQ

Nuvigil

– Oleptro

Olux-E

– Olysio

Omnaris

Omnitrope

Onglyza

Orencia Clickject

– Orencia Intravenous

– Orencia Subcutaneous

Orthovisc

Oseni

– Owen Mumford Needles 4

Oxytrol

Pennsaid

– Perrigo Needles 4

Plavix

Pradaxa

Praluent

Pred Forte

Prevacid

Primlev

Protonix

Proventil HFA

Qnasl

Qsymia

Rayos

Relistor

Rimso-50

Riomet

Rozerem

Saizen

Seroquel XR

Simponi

Sprix

Stendra

– Sumavel Dosepro

– Synerderm

Synjardy

Synjardy XR

Synvisc

Synvisc-One

Taltz

– Tanzeum

Tasigna

– Technivie

Testim

– Testosterone Gel 1% 7

Tobi

Tobi Podhaler

– Toujeo

Tricor

– Trividia Insulin Syringes 4

– Tudorza

– Ultimed Insulin Syringes 4

– Ultimed Needles 4

Uroxatral

Valcyte

Valtrex

Vanoxide-HC

– Venlafaxine Ext-Rel Tablet (Except 225 Mg)

– Venlafaxine Ext-Rel Tablet (Except 225 Mg)

Ventolin HFA

Viagra

– Viekira Pak

Vogelxo

Xeljanz

Xeljanz XR

Xenazine

Xopenex HFA

Zegerid

Zepatier

Zetia

Zetonna

Zonegran

#### Express Scripts’ Formulary Exclusions

_Updated August 2018_. The changes to Express Scripts’ formulary will begin January 1, 2019.

##### A - M

– Abbott (Freestyle, Precision)\

– Alcortin A

– All other meters & strips that are not Lifescan Brand

– Alocril

– Alomide

– Altoprev

– Atripla

– Bayer (Breeze, Contour)\

– Berinert

– Brovana

– Chorionic Gonadotropin

– Climara Pro

– Contrave ER

– Cortifoam

– Daklinza\

– Duzallo

– Eloctate

– Emadine

– Embeda

– Extavia

– Fenoprofen (capsule)

– Fenortho

– Flarex

– FML Forta

– FML S.O.P.

– Humatrope

– Lupron Depot-ped

– Mavyret

– Maxidex

##### N - Z

– Nalfon

– National Medical (Advocate)\

– Neupro Patch

– Nutropin AQ Nuspin\

– Olysio\

– Omnis Health (Embrace, Victory)\

– Omnitrope\

– Oxycodone ER\

– Pradaxa

– Pred Mild

– Pregnyl

– Qsymia

– Recombinate

– Roche (Accu-chek)\

– Saizen\

– Saizenprep\

– Savaysa

– Sovaldi\

– Topicort Spray

– Trividia (Truetest, Truetrack)\

– Unistrip\

– Verdeso Foam

– Xadago

– Xerese Cream

– Xyntha

– Xyntha Solofuse

– Zomaction\

– Zurampic

– Zypitamag\

##### Multi-source Brand Exclusions

The generic equivalents of the following brand-name medications are covered on the NPF.

– Brisdelle

– Namenda XR

– Norco

– Nuvigil

– Uroxatral

– Vagifem

– Viagra

– Vivelle-dot

– Yasmin

– Zonegran

_\*Current 2018 exclusions in this class_

The Express Scripts exclusions go into place on January 1st, 2019.

RxSaver Editors

RxSaver Editors

RxSaver Editors are wellness enthusiasts who help you learn how you can save the most on prescription medication costs and other health-related topics.

The information on this site is generalized and is not medical advice. It is intended to supplement, not substitute for, the expertise and judgment of your healthcare professional. Always seek the advice of your healthcare professional with any questions you may have regarding a medical condition. Never disregard seeking advice or delay in seeking treatment because of something you have read on our site. RxSaver makes no warranty as to the accuracy, reliability or completeness of this information.

If you are in crisis or you think you may have a medical emergency, call your doctor or 911 immediately.